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  • Denied NFCU Checking Account? - myFICO® Forums - 6116472
    So two thoughts: 1) You should receive an adverse action letter for Navy Federal declining your new account application Review what the reason for the decline was and respond accordingly 2) Navy Federal uses EWS, and not ChexSystems In many cases, an item on your EWS report is what is preventing you from opening the account Your credit report isn't used to approve disapprove as much as it
  • Navy Federal Flagship Approval!! - myFICO® Forums - 6860723
    Navy Federal Flagship Approval!! Just popping in to add some DP's for those who may be interested in the Visa Signature Flagship Rewards card from NFCU I opened a checking and savings account in September 2025, and waited 6 months before applying SL $30,000 APR 14 74% EQ - 820 TU - 816 EX - 811
  • Navy Federal - myFICO® Forums - 6499430
    Hello to all, I was wondering my approval chances for the More rewards Amex card through Navy Federal I started my journey with Navy Fed with the secured nRewards card in 2020 and the card graduated in less than a year to the Cash Rewards card in the amount of $2k I have had the cash reward card f
  • is there a way to check internal score with navy federal before . . .
    Re: is there a way to check internal score with navy federal before applying for their cc?? The only way to get your internal score is by applying and getting rejected
  • Navy Federal Post Bankruptcy HELP - myFICO® Forums
    Re: Navy Federal Post Bankruptcy HELP Matttao, It sounds to me that Navy Federal has the loan keyed incorrectly You may need to call them tomorrow or stop in a branch with all the paperwork showing they reaffirmed the car loan I remember reading people having the same problem, so I would definitely recommend following up on this Guyatthebeach
  • Navy Federal Charge Off - myFICO® Forums - 6789468
    Re: Navy Federal Charge Off I know this is an old thread but I would like to add a data point that may help somebody out I burned Navy Fed 10+ years ago for over $45k in charge offs and never paid or settled the debt 3 years ago I tried applying for a credit card with 800+ credit scores across the board thinking it was worth a shot
  • Will Navy Federal refinance their own auto loan? - myFICO® Forums
    Re: Will Navy Federal refinance their own auto loan? Yes as stated above I would however suggest doing it within days of closing before the mortgage hits as you initially take a score drop I'm a fan of NFCU also but on used vehicles Penfed has better rates and score tiers are just a little lower to get better rates
  • Navy Federal Credit Union (NFCU) After Including i . . . - myFICO® Forums
    Navy Federal Credit Union (NFCU) After Including in Bankruptcy - Data Point The below is for data point purposes and is my account of events regarding my request to Navy Federal Credit Union (NFCU) to receive a lending product with them, after they suffered a loss during my 9-year-old discharged Chapter 7 Bankruptcy
  • Should I open minor membership for my child at Navy Federal?
    Re: Should I open minor membership for my child at Navy Federal? NFCU had us open them for my three children years ago when they had a promo going $100 per child plus $100 per child for the parent So they gave us $600 to open three minors accounts Newborn, 2 years old and 4 year old at the time NFCU is awesome for the entire family!
  • What is the max limit for the navy federal cash rewards visa?
    What is the max limit for the navy federal cash rewards visa? I had a 300 secured card for 14 months and it graduated to unsecured 2k limit Hit the 2 year mark a month ago and requested an increase to 5k Got a denial letter saying I reached navy ferdals maximum unsecured credit limit Anyone got similar experience?





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